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419-472-6075 (local) 800-472-0867 (nationwide) |
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Homeowners Insurance
Homeowners insurance provides financial protection against disasters. Most Homeowner policies are packaged to include coverage for both damage to your property and your liability or legal responsibilities for any injuries or property damage you or members of your family cause to other people. This can even include damage caused by a household pet you own.
While your policy covers most disasters, a few require special policies. Flood insurance and Earthquake insurance are special coverages that most homeowner polices do not include as standard losses. However, you can purchase protection for these potential losses separately from your standard Homeowners policy.
Distinctive Homes
Homes with distinctive or custom features may require a special insurance solution. Compared with the standard Homeowners policies, higher levels of protection and service may be needed to restore a home of this nature. Policies designed expressly for high value or distinctive type homes are available through our Agency.
Why Payak Insurance for your Homeowners needs?
Please take a look at our
Homeowners Insurance checklist. It
contains a list of major exclusions and limitations common to
homeowners policies. If you say “YES” to any of these statements,
you may get a “NO” in the event of a claim!
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